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5 Small Changes That Can Save You Some Big Bucks

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Believe it or not, small changes to your weekly budget can end up saving you thousands at the end of the year.

Everyday expenses tend to add up quickly and busy schedules often prohibit us from giving our budgets the attention they deserve. These five tried-and-true money saving tricks will help you stretch your dollar and get the best bang for your buck.

1. Replace your car filter regularly
Experts recommend changing your air filter regularly to keep your vehicle running in top shape. According to the Car Care Council, proper air filter maintenance can increase gas mileage by up to 10 percent. Change yours regularly and save around $36.00 every 100 miles you travel.

2. Pack that lunch
Purchased lunches cost the average American about two thousand dollars per year. Packing your lunch four days out of a five day work week will immediately reduce weekly food costs. The savings will pile up, and treating yourself to your favorite lunchtime indulgence once a week will become something you look forward to.

3. Skip Starbucks
Brewing your morning cup of Joe in the comfort of your own home can save you around $2.50 per day, which can add up to $1,000 in savings per year. Can’t contain your Starbucks habit? Substitute your latte for a brewed coffee, which is (on average) $1.50 cheaper than signature beverages.

4. Rethink replacing old technology
Computer stress caused by an old, slow computer can be emotionally draining and often triggers unnecessary spending in search of a quick fix. Before throwing in the towel and ordering a new device, consider purchasing a cost-effective memory upgrade. Your computer will benefit from this simple step. Investing in a memory upgrade rather than a brand new computer can save you thousands.

5. Carry cash
Visit the bank once a week and withdraw what you have budgeted to spend on weekly expenses – and ask for big bills. Studies show that the higher the denomination of bills in your wallet, the less likely you are to spend them. Having paper money on hand is a tangible representation of your weekly budget, and you will be less likely to splurge on small purchases.

Now is the perfect time to take a step back and re-evaluate your daily spending habits. Changes don’t have to be drastic to yield results. These easy ways to save money should allow you to put some extra cash in your pocket!

source: http://firsttoknow.com

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